SBI LIFE INSURANCE:
Life insurance policies are contracts that can provide a
peace of mind to consumers, especially those with young children or
other beneficiaries, by guaranteeing monetary aid to families or others
after death. Life insurance can cover expenses including funeral costs,
outstanding debt, child support payments, and unexpected financial
burdens caused by a death.
SBI
LIFE INSURANCE COIMBATORE MOBILE 9566509743
SBI LIFE INSURANCE ADVISOR
Mrs. K. JEEVARATHINAM(B.SC(CS), MCA
NO.22 PRIME AVENUE, TVS NAGAR ROAD,
KAVUNDAM PALAYAM, COIMBATORE – 641030.
KAVUNDAM PALAYAM, COIMBATORE – 641030.
LIFE
INSURANCE-child future plan ,pension plan,life risk plan as your needs
from SBILIFE.
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RETURNS AND BEST TAX SAVING TIPS
PAN
CARD (at your door step)
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share trading tips
HOUSING
LOAN - from SBI
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ESTATE - land , plot, home, Industrial land, BUY&SELL
and
all kind of insurance and investment needs at your door step service.
MOBILE
NUMBER: 9566509743
email : blossom_jeeva@rediffmail.com
WE
ARE IRDA LICENSED INSURANCE ADVISOR.
FULLY
COMPUTERIZED REMINDER FOR YOUR RENEWAL AND DUE REMINDER.
24
HOURS CLAIM SERVICE FOR YOUR EMERGENCY TIMES
WE ARE
NOT SALES MAN FOR INSURANCE AND INVESTMENT COMPANY,
WE DO
THE BEST FOR OUR CUSTOMERS.
WE KNOW VERY WELL.
“
OUR CUSTOMERS ONLY OUR BOSS”.
BEST SERVICE IS OUR MOTO.
"We
provide our all services at your door step in and around Coimbatore"
·
Mrs. K. JEEVARATHINAM(B.SC(CS),MCA)
SBI LIFE INSURANCE ADVISOR
SBI LIFE INSURANCE
COIMBATORE.
MOBILE: 9566509743
Life insurance needs vary depending
on your personal situation. If you have no dependents, you probably don't need
life insurance. If you don't generate a significant percentage of your family's
income, you may not need life insurance.
If your salary is important to supporting
your family, paying the mortgage or other recurring bills, or sending your kids
to college, life insurance is important to ensure that these financial
obligations are covered in the event of your death.
How Much Life Insurance Do I Need?
It's difficult to apply a
rule-of-thumb because the amount of life insurance you need depends on factors
such as your other sources of income, how many dependents you have, your debts,
and your lifestyle. The general guideline is between five and ten times your annual
salary.
What Type of Policy Should I Buy?
The debate over term versus whole
life insurance goes on. Some experts recommend that if you're under 40 years
old and don't have a family disposition for a life threatening illness, go for
term insurance, which offers a death benefit but no cash value.
Whole life offers both a death
benefit and cash value, but is much more expensive. Half of all cash value
policies are surrendered within the first seven years, making the coverage very
expensive because huge commissions (thousands of dollars the first year) and
fees limit the cash value in the early years. Since these fees are built into
the complex investment formulas, most people don't realize just how much of
their money is going into their insurance agent's pockets.
Whole Life
In this more traditional life
insurance policy, the premiums stay the same over the life of the policy, which
stays in effect until your death, even after you've paid all the premiums. A
cash reserve is built up, but you have no control over how it's invested.
Variable Life
Variable life polices build up a
cash reserve that you can invest in any of the choices offered by the insurance
company. The value of your cash reserve depends on how well those investments
are doing.
Life Insurance Worksheet
1. Your dependents' annual
expenses, including mortgages, loans, credit card debts
|
RS___________
|
2. Your dependents' sources of
other income, including salary, interest and dividends, social security,
pensions, etc
|
RS____________
|
3. Additional income needed
(subtract line 2 from line 1
|
RS____________
|
4. Divide line 3 by the interest
rate you expect to earn (for example, if the prevailing interest rate is 8%,
divide line 3 by .08)
|
RS____________
|
5. Face value of the policy needed
|
RS____________
|
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